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Stream Chat vs. PubNub Chat

Emily N.
Emily N.
Published March 19, 2026

If you're evaluating chat APIs for your app, Stream and PubNub are two names you'll keep running into. They're both capable platforms, but they're built around different philosophies. PubNub started as a pub/sub infrastructure company and added chat on top. Stream was built for chat from day one.

This guide breaks down the key differences across features, developer experience, pricing, and compliance so you can make an informed decision quickly.

Stream vs. PubNub at a Glance

StreamPubNub
Primary focusChat-first API & SDKGeneral pub/sub + chat layer
UI componentsProduction-ready UI kits (all major platforms)UI-agnostic — no official component libraries
React componentsFull UI kit, actively maintainedDeprecated as of Jan 1, 2025
AI moderationBuilt-in (text + image)Requires third-party integration
Multi-tenancyDedicated multi-tenant APIManual channel patterns required
Pricing modelMAU-based, predictableMessage/connection-based, complex to estimate
ComplianceSOC 2 Type II, ISO 27001, HIPAA, GDPRSOC 2 Type II, ISO 27001, HIPAA
Uptime SLA99.999% (enterprise)Available on enterprise plans
Edge infrastructureGlobal edge servers for reduced latencyGlobal PoP network
Free tierYesYes

What Is PubNub?

PubNub is an enterprise-grade pub/sub platform that expanded into chat in 2019. Its core infrastructure is built to handle high-scale, real-time data transport — think IoT signals, financial tickers, and multiplayer game state — and its Chat SDKs were layered on top of that foundation.

PubNub's approach is intentionally UI-agnostic. Rather than shipping component libraries, it gives developers a backend SDK and leaves frontend implementation to the team.

PubNub does support core messaging features (threads, file attachments, reactions, offline access via Message Persistence, and access control), but teams are responsible for building and maintaining the visual layer themselves.

This makes PubNub a reasonable choice for engineering teams that want low-level control and are comfortable owning the frontend. It's less suited for teams that want to move quickly without reinventing common UI patterns.

What Is Stream?

Stream's Chat API is built specifically for in-app messaging. It combines backend infrastructure with a full suite of production-ready UI kits and SDKs that cover every major platform, so teams can ship a polished chat feature in days rather than months.

Component libraries are available for:

  1. Android (Jetpack Compose)
  2. iOS, (SwiftUI)
  3. Web (React, Angular, JS)
  4. React Native
  5. Flutter
  6. Gaming (Unreal or Unity)

Interfaces for the following use cases are included:

  • Social Chat
  • Team Collaboration
  • Live Streaming
  • Video Games

Selecting the use case will modify your chat settings depending on which one you choose. For example, choosing the Live Streaming use case will turn off typing indicators and read status since the volume of messages will likely be high. You can check out Stream's UI kit in the live demos to see the difference between these use cases.

Stream vs. PubNub: Head-to-Head

UI Components and SDKs

This is the most significant difference between the two platforms.

Stream ships complete, customizable component libraries for every SDK. React, React Native, iOS, Android, Flutter, Angular, Unreal, and Unity all include pre-built UI that teams can theme and extend.

PubNub's previous React component library is being retired. Its new SDK approach is UI-agnostic across JavaScript, Swift, and Kotlin — focused on backend functionality with no reusable visual components. Teams building on PubNub will need to build their own chat UI, integrate a third-party component library, or maintain the deprecated components themselves.

If frontend velocity matters to your team, Stream has a clear edge. You can preview the difference in Stream's live demos.

Features Out of the Box

Stream ships with the messaging features users expect without requiring custom development: message reactions, thread replies, slash commands, unread counts, rich URL previews, typing indicators, read receipts, and file attachments.

PubNub supports many of the same backend primitives, but features like unread counts, connection recovery, and message states need to be assembled by your team on top of the API. That's doable, but it's engineering time that adds up, especially under a product deadline.

Stream also supports configurable channel types that let you set granular permissions and toggle features per channel, like link sharing, read indicators, typing indicators, and more. PubNub requires developers to build similar permission systems manually.

Moderation

Both platforms offer automated text moderation. PubNub's Auto Moderation module includes a PubNub-hosted AI spam detection function that intercepts and blocks messages before publish, plus word-list masking and a Channel Monitor for manual review, though it's in beta (at the time of publishing). For broader text categories (bigotry, profanity, cyberbullying), PubNub requires third-party integrations like Tisane.

Stream's AI Moderation is the stronger out-of-the-box choice for image and multimodal moderation; PubNub's image moderation depends on an external provider (Sightengine) via serverless Functions rather than a native capability.

Multi-Tenancy

Building your own app? Get early access to our Livestream or Video Calling API and launch in days!

Stream has a dedicated multi-tenant API built for apps that serve multiple isolated organizations or customer groups from a single deployment. This is common in B2B SaaS products, marketplaces, and healthcare platforms.

PubNub supports multi-tenant architectures, but they require developers to implement isolation patterns manually, typically through tenant-specific encryption keys and wildcard channel schemes. There's no dedicated multi-tenancy API.

Security and Compliance

Stream has completed SOC 2 Type II and ISO 27001 audits, and maintains HIPAA and GDPR compliance. Full details are available on Stream's security page.

PubNub also holds HIPAA, SOC 2 Type II, and ISO 27001 certifications. It offers regional data processing configuration (EU or APAC only), which is useful for teams with strict data residency requirements.

Pricing Model

Both Stream and PubNub use Monthly Active User (MAU) pricing, so the base structure is comparable. The main difference is how each handles concurrent connections.

StreamPubNub
Free tier1,000 MAU, 100 concurrent connections200 MAU
Entry paid plan$499/mo (or $399 billed annually)~$98/mo
Included MAU (entry plan)10,0001,000
MAU overage rate$0.09 per userProportional to usage
Concurrent connectionsCapped (500 on Start/Elevate; 100 on free)Unlimited on all plans
Concurrent overageYes — charged per excess connectionNo cap, no overage
HIPAAElevate plan ($675/mo) and aboveAvailable (contact sales)
Multi-tenancyElevate plan and aboveIncluded
EnterpriseCustom, 750,000+ concurrentCustom, contact sales

The key tradeoff: Stream's concurrent connection caps make it less suited to spiky workloads like live events or broadcasts, where connection counts can surge suddenly. PubNub imposes no concurrency limits on any plan, which is a meaningful advantage for apps where traffic is unpredictable. Stream is generally the better fit for steady-state chat workloads where MAU is the dominant cost driver.

Stream vs. PubNub Code-Level Comparison

Ultimately, a chat SDK must always be integrated into an existing product. Here’s a quick look at how each provider supports that process, particularly for React developers.

After deprecating its React component library, PubNub's new approach is based on UI-agnostic Chat SDKs across platforms like JavaScript, Swift, and Kotlin. These SDKs focus on backend functionality, allowing developers to build or integrate their own frontend components using the frameworks of their choice.

Stream takes a different approach. It offers a robust UI component library for React, complete with theming, extensibility, and documentation that accelerates integration. In fact, all of its SDKs for React, React Native, iOS, Android, Flutter, Angular, Unreal, and Unity include customizable UI kits designed to help teams build feature-rich messaging UIs quickly and reliably.

Here is a fully working example for the Stream SDK:

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import 'stream-chat-react/dist/css/v2/index.css'; const user: User = { id: 'lively-bird-4', name: 'lively-bird-4'e, image: `https://getstream.io/random_png/?id=${userId}&name=${userName}`, }; const apiKey = '<your-api-key>'; const userToken = '<your-user-token>; const chatClient = new StreamChat(apiKey); chatClient.connectUser(user, userToken); const channel = chatClient.channel('messaging', 'custom_channel_id', { name: 'Talk about React', members: [userId], }); const App = () => ( <Chat client={chatClient} theme='str-chat__theme-light'> <Channel channel={channel}> <Window> <ChannelHeader /> <MessageList /> <MessageInput /> </Window> <Thread /> </Channel> </Chat> ); export default App;

While this is interesting, integration requires much more than just the most basic example possible.

Stream offers detailed guides for theming, message rendering, and behavior customization, including properties like read states, typing indicators, and reactions. These components are fully documented and ready to drop into production.

Rather than providing visual components, PubNub focuses on backend functionality, allowing developers to implement their own UI from scratch or with third-party libraries. This offers flexibility, but places more responsibility on teams to build and maintain consistent chat interfaces.

For example, Stream offers a detailed guide on how to write a custom typing indicator, with an explanation of the properties to access from the SDK for easy focus on being productive and putting something out quickly.

PubNub's SDK can support such features programmatically, but the UI must be implemented separately.

Here is an example of how the Stream code for that would look:

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export const CustomTypingIndicator = (props: TypingIndicatorProps) => { const { threadList } = props; const { channelConfig, thread } = useChannelStateContext(); const { client } = useChatContext(); const { typing = {} } = useTypingContext(); if (channelConfig?.typing_events === false) { return null; } const typingInChannel = !threadList ? Object.values(typing).filter( ({ parent_id, user }) => user?.id !== client.user?.id && !parent_id, ) : []; const typingInThread = threadList ? Object.values(typing).filter( ({ parent_id, user }) => user?.id !== client.user?.id && parent_id === thread?.id, ) : []; return ( <div> <div> {(threadList ? typingInThread : typingInChannel).map(({ user }, i) => ( <div className='username'> <div className='typing-indicator-name'>{user?.name}</div> <div className='typing-indicator-role '>{user?.role}</div> </div> ))} </div> <div className='str-chat__typing-indicator__dots' /> </div> ); };

PubNub’s SDK offers limited built-in customization support. Stream’s SDK, on the other hand, provides extensive customization options backed by clear, developer-friendly documentation. This makes it easy to get up and running quickly, while still giving teams the flexibility to tailor the chat experience to their product and brand.

Full Feature Comparison

FeatureStreamPubNub
Native design assetsYes
Customizable UI componentsYes
1:1 MessagingYesYes
Group MessagingYesYes
Channel MessagingYesYes
@mentionsYesYes
SearchYesYes
Pinned MessagesYesYes
Custom ObjectsYesYes
Custom User and Channel EventsYesYes
Slash CommandsYesYes
FunctionsYes
Rich URL PreviewYes
Typing IndicatorsYesYes
Message attachments and actionsYesYes
Read receiptsYesYes
Unread Message CountsYesYes
Delivered IndicatorsYesYes
Online User PresenceYesYes
User to User MuteYesYes
User to User BlockYesYes
Offline SupportYesYes
Custom MetadataYesYes
ReactionsYesYes
Threads and RepliesYesYes
User InvitesYesYes
Video PlaybackYesYes
File UploadsYesYes
Custom role management via SDKYes
GiphyYesYes
Push NotificationsYesYes
EmoticonsYesYes
TranslationsYesYes
Dedicated Multi Tenant APIYes
Scalability for Live EventsYesYes
Built-In AI Text ModerationYes⚠️ Beta (spam detection only)
Built-In AI Image ModerationYes
Moderation Ban UserYesYes
Moderation DashboardYesYes
Slow ModeYesYes
Announcement APIYes
ReactYesYes
React NativeYesJS Chat SDK (framework agnostic)
FlutterYesJS Chat SDK (framework agnostic)
iOSYesYes
AndroidYesYes
UnityYesYes
UnrealYesYes
AngularYesJS Chat SDK (framework agnostic)
SwiftUIYesvia Swift Chat SDK
Jetpack ComposeYesvia Kotlin Chat SDK
Livestream Traffic Feature SwitchesYesYes
Security ComplianceYesYes
GDPR-friendly API endpointsYesYes
Customer SupportYesYes

Migrating from PubNub to Stream

If you're currently on PubNub or have an in-house messaging solution, switching to Stream is more straightforward than it sounds. Stream's migration guide walks through the process end-to-end, and the team can help you plan and execute the transition.

Teams typically migrate to Stream for:

  • Faster frontend development via ready-made UI kits
  • Built-in moderation without third-party tools
  • Predictable MAU-based pricing
  • HIPAA compliance for regulated industries
  • Dedicated multi-tenancy support

Try Stream for Free

Sign up for a free account and have a working chat prototype running in about 60 seconds. If you'd like to talk through your specific use case or get help evaluating options, reach out to the team.

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